Yesterday I took 009 to the orthodontist for the first of many fittings for his appliances. (See the pic for how fun that appliance looks) Lucky for us, we were able to get there early and got in and out in about 15 minutes. We made our first real payment of $100, the first of 8, after the initial $650.
After that we went to a local grocery store and bought 10 bags of frozen corn. We love the kind that steam in a bag and it was on sale for $1 a piece. Also got talked into buying ice cream and grabbed fish sticks for dinner. Ended up spending $35. Not what I had planned on.
Also had to fill up the van, luckily gas was down 10cents from Monday. I also used my QT rewards debit card and saved a few cents per gallon.
Called JCPenney yesterday to see if I can work out a payment schedule with them to get back on track. Even though I am not over my balance anymore, they still wanted a $264 payment. OUCH! I just could not swallow that. I have gotten a couple of my other cards to cut the interest and make hardship payment plans, figured I needed to get this one done too. I called the number on my bill and asked to set up a payment plan to get me back on track. The guy acted like I had 9 heads. He was very rude and snippy, so I got snippy back. So, I got a whopping 4% reduction for 9mo. GRRRR! Apparently the people in whatever country their call center is in doesn't know that their customers in the US are in a bad economy.
Today is our first official payday of the new snowball. Mr J and I will sit down and pay some bills together. We will make our bonus payment towards the first card on the list, Kohls.
A trip to the Orthodontist...
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